Branch is a leading instant loan application platform in Nigeria that provides quick loans that are crucial for the growth of small businesses in Nigeria. It uses data science to increase access to financial services for millions of Nigerians.

Branch first launched in 2015 and became available for Nigerians in 2017. Over the last two years, the Branch app has seen incredible growth in Nigeria as it now has over 1.2 million Nigerian users.

Since its launch two years ago, the company has disbursed over one million loans worth over N9 billion in Nigeria.

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Loan application on Branch

Branch has experienced a global growth; with operations in Nigeria, Kenya, Mexico and India. Users in these countries have downloaded the app over five million times.

Furthermore, Branch has processed over 14 million loans worth over $350 million across these countries.

Branch has received over $250 million investments since 2015. And most recently; in April 2019, the company announced a $170 million funding.

In order to be sure that a user can pay back a loan, Branch uses proprietary technology to analyze users’ creditworthiness through phone data.

With only a Smartphone, customers can borrow between N1000 and N200,000 without any stress or visit to a physical office. This is possible because all loans are approved, disbursed and repaid directly from the Branch app.

Currently, Branch is one of the most downloaded finance apps in Africa.

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